Who Pays for A Dog Bite Injury Settlement?
Dog bite accidents can be physically and psychologically traumatic. Aggressive attacks can result in physical scarring, emotional trauma, and leave you with expensive medical bills that you cannot pay on your own. Though you may be wondering how you are going to make these payments, don’t worry. You are in the right place.
At Hansen Injury Law, we are the experts on Idaho dog bite injury law. We work with real dog bite victims on a regular basis and know the damage such an attack can inflict. That is why we want to help you get the compensation that will help you pay your medical bills and recover from your injuries. You do not have to do this alone. The information on this page can help clarify who is responsible for your dog bite injury settlement.
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You Don’t Have To Sue the Dog’s Owner: The Insurance Company Will Pay
The majority of dog bite victims are attacked by dogs that belong to friends, family members, and neighbors. Consequently, most people are hesitant to file a dog bite injury claim because they don’t want to sue someone they know.
However, the good news is that most dog bite claims are not filed directly against the dog’s owner. You do not have to sue them personally if they have:
- Renters insurance
- Homeowners insurance
If the owner has one of these forms of insurance, the claim is filed against the insurance company alone, not the individual. In other words, it is the insurance company’s responsibility to provide your dog bite injury settlement, not the owner. Additionally, even if the attack occurs outside the home, the owner’s homeowner or renters insurance will cover your claim.
You do not have to sue the dog’s owner directly. So, before you start a claim or rule out the idea completely, verify that they have insurance and avoid an uncomfortable and more personal lawsuit.
What If They Won’t Tell Me If They Have Insurance?
Because the majority of dog bite victims are bitten by dogs that belong to someone close to them, this is usually not a problem.
However, if the dog’s owner refuses to divulge information about the status of his/her insurance, we advise you to speak with an Idaho dog bite attorney right away. We will work with the at-fault party and their insurance company to get the necessary information and help you receive the dog bite injury settlement you deserve.
What If they Don’t Have Homeowners or Renters Insurance?
Unfortunately, if the dog’s owner does not have one of these forms of insurance, you may be left with the option of filing a direct lawsuit against them. Though this option seems awkward and unappealing, we strongly recommend that you do not let it deter you from filing a claim.
Dog bite injuries can be very painful, and require expensive medical treatment that you can’t pay for on your own. Filing a claim against the owner may be the only way you can get the compensation you need to recover from your injuries.
What Does a Dog Bite Injury Settlement Cover?
Dog bite injuries can be traumatic and painful in a variety of ways. Not only can they result in severe physical injuries, but can produce emotional trauma and financial uncertainty as well. Therefore, a successful dog bite injury settlement can help you receive compensation for:
- Physical injuries and medical costs
- Emotional and psychological damage
- Pain and suffering
- Lost wages
- Future medical costs
Contact an Idaho Dog Bite Attorney Today
At Hansen Injury Law, we see first hand how serious injuries affect the lives of victims almost everyday. A serious injury can leave you physically debilitated, emotionally troubled, and financially unstable. That is where we can help you. By filing a claim with the owner’s insurance company, we can secure a dog bite injury settlement. This will provide the compensation you desperately need and deserve to recover from your injuries and settle your debts.
If you have been seriously injured by a dog bite, contact an Idaho dog bite attorney at Hansen Injury Law today to schedule a free consultation at our Boise or Meridian office. We promise to do all we can to help you through this difficult and uncertain time.
For more information on how to handle your dog bite injury case, please visit our website at https://www.hanseninjurylawfirm.com/boise-dog-bite-lawyers/
All images courtesy of Hansen Injury Law.