Frequently Asked Questions
Pain and suffering: How can I get compensated?
You may receive an offer from an insurance adjuster to pay your lost wages and medical bills to get a quick settlement, but keep in mind that you will also need money for future medical bills and for help with the pain and suffering you will go through. Claiming these damages can be challenging since some of those are not easily calculated or quantifiable. Insurance adjusters will try to take advantage of that by offering as little as possible compensation. We have plenty of experience evaluating these case so we know how much a case is worth and how to get the insurance company to pay what you deserve.
Costs: How Much Does Hansen Injury Law charge?
At Hansen Injury Law, we understand that the possibility of legal fees and costs, on the top of your car and medical bills, may seem like too much for you to handle. However, our goal is to allow you to focus on getting back on your feet while we focus on getting your car damages and medical bills paid for. There are no upfront fees or costs, and we offer a free case consultation. We are able to work that way through a payment plan that is known as a contingency fee.
That is an agreement where you don’t pay anything until we win your case. As a result, you don’t need to worry about any costs or fees at any time during your case. After we win your case, you will pay us with a portion of your settlement. We also offer these complimentary services to get your personal injury case started:
The first step is to sit down together discuss your case. Addressing all your concerns and questions will make winning much more likely. We offer this service free-of-charge because it should be as low-pressure as possible – you will not be obligated to hire us after the free consultation.
We Will Come to You
If you would like to have a free consultation but you can’t come personally to one of our offices, we can come to you. Our offices are located in Boise and Meridian, but we can talk over Skype, on the phone, or we can come to your home or hospital room. We will come to you to get you your free consultation.
No-Fees During Your Case
Many personal injury attorneys take advantage of their clients, so we understand if you’re suspicious of our promises. But we really mean it: you don’t pay unless we win! This isn’t just limited to attorney costs. Several other fees are associated with most personal injury cases. These can include: Obtaining the correct medical records, police reports, Gathering evidence, Medical bills.
We will take care of all these costs until you reach a settlement. In the case of medical bills, we will work with the insurance companies and medical providers to form a payment plan. If we don’t win your case, you don’t owe anything.
Payments After We Win Your Case
Of course, our goal is to win. When that happens, the attorney’s fees are 1/3 of the total settlement. There is an exception to this. If you file a lawsuit and the case goes all the way to a formal legal hearing, the attorney’s fees will increase to 40%. A formal legal hearing is one of the following: Trial, Mediation, Arbitration. However, this occurs in less than 2% of all the cases we handle.
If we file a lawsuit but settle the case prior to a formal hearing, the fees won’t increase. We will subtract any extra costs that were covered initially (such as obtaining medical records or evidence) from your settlement, as well.
We value you as a client and believe you deserve protection. You are guaranteed these rights throughout your case:
Right to a Fair Settlement: We will review the details of any settlement offers with you. You deserve to know the amount you will be compensated with and whether or not it is a fair settlement.
Right to a Fair Written Fee Agreement: We promise you our “No-Fee Guarantee” in writing. Unlike many personal injury lawyers, we won’t just try to trick you with marketing ploys.
Right to Reasonable Costs: We will give our best effort to ensure that any additional costs are in fact necessary. If we can win without a specific piece of evidence, we will not make you pay for it.
Right to Information: We keep our caseload fairly limited so that you get the attention you need and deserve. We will answer your questions at any time and explain your case in simple terms – not confusing legal jargon.
Why should I hire Hansen Injury Law?
Injury victims receive about 3.5 times more in compensation when they hire a personal injury lawyer to handle their case. If you want the resources you need to recover physically, mentally, and financially, hiring a personal injury attorney is definitely your best option. Every case is different, and we strongly encourage you to do what is best for your specific situation. At Hansen Injury Law, we place great value on our clients and work extremely hard to create a safe and helpful environment for them during a difficult time in their lives. Contact us today to receive service with integrity and compassion when you’ve been injured.
Do I have to file a lawsuit against he person responsible for the accident?
Most cases are settled with the insurance company without having to sue anyone. Actually, less than 5% of all cases end up in trial. We are often able to settle cases before trial by means of arbitration or mediation.
I got hurt in a small accident and the insurance adjuster says that I could not possibly have been injured. What should I do?
Most insurance adjusters will try and persuade you that because the vehicles sustained little to no visible damage, the passengers couldn’t be injured. This is not always true. While cars are designed to withstand low speed impacts, the human body is not. Severe injuries can result from a minor impact. At Hansen Injury Law, we will make sure you are treated fairly no matter the severity of the accident.
I was injured in an accident and need expensive treatment. Who will cover the cost of my medical bills?
If your car was insured then you may have grounds to claim No-Fault insurance or PIP (Personal Injury Protection) benefits. The majority of Utah car insurance policies have at least $3,000 available for medical bills, no matter who was at fault. At Hansen Injury Law we can typically help you collect these benefits and more at little or no charge.
I want to talk to a personal injury attorney, but it sounds really expensive. What are my options?
All initial consultations at Hansen Injury Law are free. It will cost you nothing to meet with one lawyers and determine whether you are eligible to file a personal injury claim. As your attorney, if we take your case it will be on a contingency fee basis. This means that you do not pay anything for our services unless we win or settle your case. You really have nothing to lose!
My PIP benefits have run out and the hospitals and doctors want to send my bills to a collection agency. What should I do?
You should talk to a personal injury attorney to check if there is refusal to pay medical expenses. At Hansen Injury Law, we can arrange for payment of medical services after your case has been settled. We will organize a medical lien agreement with your doctors, who will then wait to have their bills paid until after the case is settled.
Am I obligated to give a recorded statement to the insurance companies?
Although either insurance adjuster may lead you to believe that you are required to give a statement, you are not obligated to do so. Once a statement is recorded they will attempt to use it to you disadvantage—even your own insurance company!
What does a personal injury lawyer do? How can one help me?
A personal injury lawyer practices law dealing with personal injury, which means a bodily harm incurred by another person’s negligence. That is referred to as tort law. A personal injury attorney typically will request monetary compensation from the at-fault party’s insurance company as a way to compensate for all the losses and pain the accident caused to the victim.
What should I do if the driver at fault does not have insurance?
You can make a claim under the Uninsured Motorist coverage (UM) of your own insurance policy if the other driver was not insured. Since the accident was not your fault, your rates will not go up because of this claim. Although you can be compensated with your own policy, you might still need to arbitrate your claim and will need hire an attorney to help you with that.
The insurance adjuster told me not to hire a personal injury attorney. Why?
When there is no attorney involved, insurance claims are a lot cheaper for the insurance company because they manage to pay you less than you are entitled to. To maximize their profits, they will encourage you not to hire an attorney and will pay you as little as they can. At Hansen Injury Law, you know how much you deserve and how to get the insurance company to offer the appropriate settlement.