Being injured in an accident is painful and stressful. Often, the necessary medical costs can be overwhelming. This is exactly why you have insurance. When you file a claim with your insurance company, you will work with an “insurance adjuster.” You may have heard this term before — but what exactly do insurance adjusters do? It’s essential to understand their role, so that you can work with them effectively.

What Is an Insurance Adjuster?

An insurance adjuster, or claims adjuster, is responsible for investigating your claims. They determine how much to offer you to cover the costs and damages of your injury. Their decision-making process may involve interviewing you, taking a statement, and examining evidence you present. They may even look at things like your social media profiles, to see if your posts and pictures match your story.

What Do Insurance Adjusters Do?

An insurance adjuster’s primary job is to protect the interests of their company. They want you to settle for the smallest amount of money possible. Getting you to do this is their job. They are not obligated to tell you your rights, and will use that to their advantage. They may be great people themselves, but remember — they work for the insurance company. When it comes to your claim, they are not there to represent you.

Your Injury Resources

Fortunately, we are there to represent you. The personal injury attorneys at Hansen Injury Law will defend your rights against insurance adjusters and their companies. We are experienced winning large settlements for our clients.

For more information on how to handle your insurance claim, request a free copy of The Idaho Accident Book. We wrote this book, which outlines common accident case mistakes and how to avoid them. Don’t take on the insurance company alone. Hansen Injury Law will help you get the settlement you need and deserve.

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